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SBA Economic Injury Disaster Loans (EIDLs)

Small Business Administration
U.S. Citizens and Permanent Residents
North Dakota
  • This loan will provide up to $10,000 in relief funds.
  • The EIDLs are designed to provide economic relief to businesses that are currently experiencing a temporary loss of revenue.
  • This loan advance will not have to be repaid.
  • See inside for eligibility.

SBA Debt Relief Program

Small Business Administration
U.S. Citizens and Permanent Residents
North Dakota
  • As part of SBA's COVID-19 debt relief efforts, they will pay 6 months of principal, interest, and any associated fees that borrowers owe for all current 7(a), 504, and Microloans in regular servicing status as well as new 7(a), 504, and Microloans disbursed prior to September 27, 2020.
  • Borrowers do not need to apply for this assistance. It will be automatically provided. See all terms inside.

Go Fund Me Small Business Relief Initiative

Go Fund Me
U.S. Citizens and Permanent Residents
North Dakota
  • If you raise $500 through GoFundMe, they will match you with a grant of $500.

Small Employer Loan Fund (SELF)

Bank of North Dakota
U.S. Citizens and Permanent Residents
North Dakota

The maximum loan amount per borrower is equal to six months of operating expenses plus interest as well as any amount needed to replenish inventory, or a maximum loan of $50,000, whichever is less.

Proceeds shall be used to:

  • Support working capital needs, recurring expenses and replenish inventory. The purpose of restart inventory is to restock a quantity that enables a business to operate at pre-pandemic levels.
  • Term out COVID-19-related bridge loans or credit card debt originated on or after March 13, 2020. This amount may not exceed 20% of the maximum loan amount.

November 30, 2020

Minnesota Small Business Relief Grants

Minnesota Employment & Economic Development
U.S. Citizens and Permanent Residents
Minnesota

This program will make available $10,000 grants to Minnesotan owned and operated businesses that can demonstrate financial hardship as a result of the COVID-19 outbreak. A total of $60.3 million is available for grant awards which will be selected through a computer-generated, randomized selection process.

Awards will be disbursed and administered by qualified local and regionally based nonprofit organizations. Grant funds received by individual businesses shall be used for working capital to support payroll expenses, rent, mortgage payments, utility bills, and other similar expenses that occur or have occurred since March 1, 2020, in the regular course of business. These are grants and no repayment will be required.

July 2, 2020

ND Development Fund Loan

ND Department of Commerce
U.S. Citizens and Permanent Residents
North Dakota
  • This fund provides "flexible financing" through loans and equity investments not available from most conventional lenders and is available to any primary sector business with the exception of production agriculture.
  • Can receive up to $1,000,000 in financing.

Education and Work from Home Microsoft resources

Microsoft
U.S. Citizens and Permanent Residents
North Dakota
  • Fast Transition: access strategies, resources, and technology to quickly create online classrooms that help students, teachers, and faculty find new ways to connect and learn.
  • Build Confidence on Any Device: bring together face-to-face connections, assignments, and conversations in a single hub that’s free for schools and universities.
  • Keep Student Engaged: receive free tools to help keep students energized, engaged, and on the path to learning and growing.

Digital Support for Local Businesses

The Nice Center
U.S. Citizens and Permanent Residents
North Dakota
  • Setting up an online store
  • Marketing the new ways you continue to serve your customers
  • Branding and design
  • Online ordering and sales processes

Microsoft - 6 Months Free Tools

Microsoft
U.S. Citizens and Permanent Residents
North Dakota
  • Web-based Office apps and business services. Office desktop apps not included
  • Get email, file storage and sharing, meetings, and instant messaging
  • Five layers of security and monitoring help keep your data safe
  • Guaranteed 99.9% uptime




North Dakota Development Fund: Primary Sector Business Loans

North Dakota Response
U.S. Citizens and Permanent Residents
North Dakota

Primary Sector Businesses. Loans and equity investments are available to companies certified as primary sector under the North Dakota Development Fund, Revolving Rural Loan Fund and the Venture Capital Program:

  • Up to $1 million
  • Lower than market interest rate
  • Can be in the form of a loan or equity investment
  • Funding can be used for working capital, equipment or real estate

Rural Growth Incentive Program Emergency Loans. Under this program, the Department may declare an emergency and make loans to “Essential Service Companies.”  These include gas stations; pharmacies; grocers and, in some cases, restaurants.  

  • Communities with less than 2,500 in population are eligible
  • The request to North Dakota Development Fund is a dollar-for-dollar match by the city
  • A community can apply for $25,000 to $75,000 in matching funding
  • Loan terms are based on individual needs

Save Small Business Fund

Save Small Business Fund
U.S. Citizens and Permanent Residents
North Dakota
  • Provides $5,000 grants to small businesses employing between 3 and 20 people, located in an economically vulnerable community that has been harmed financially by the COVID-19 pandemic.
  • See eligibility inside.

Contagion Mitigation Planning

Health Support Systems, LLC
U.S. Citizens and Permanent Residents
North Dakota

Stay Open

Our contagion mitigation services can help businesses keep their doors open longer, reduce the time business operations are shut down, or even help a closed business get up and running again more quickly. No one should have to choose between keeping employees safe and staying in business.

Reduced Chance of Staff Sickness

Numbers talk. Even a slight reduction in lost staff hours due to illness will reap significant cost savings for any business saving them thousands and thousands of dollars. Of course, the goal is to recoup any many “staff sick days” as possible by keeping them safe and healthy, through targeted, consistent daily efforts.

IT Vendor Access

Health Support Systems, LLC has partnered with a local Information Technology company to help ensure businesses are able to safely allow staff to work from home.

Continuing Education & Training

Mitigating infectious diseases risks aren’t a one-time operation. We offer as a part of our Contagion Certificate complementary OSHA Personal Protective Training, Soap & Sanitization training, Employee training logging, and more.

Contagion Mitigation Certificate

Communicating that a business facility is safe both to guests and staff is important to provide an efficient workplace. The Contagion Mitigation Certificate sends a clear message that your business not only cares about its staff and clients wellbeing but that they have the training to keep them safe and healthy when an infectious disease is circulating.

SBA Microloan Program

Lake Agassiz Development Group
U.S. Citizens and Permanent Residents
North Dakota
  • Fixed-rate financing for new and existing small businesses in North Dakota.
  • Eligible entrepreneurs can access as much as $50,000 for working capital, inventory and equipment needs.

Facebook Small Business Grants

Facebook
U.S. Citizens and Permanent Residents
North Dakota

Cash grants that can be used for a number of expenses, including:

  • Payroll
  • Rent
  • Marketing and advertising  
  • Operational expenses

See eligibility inside.

Business and Industry Guaranteed Loan Program (B&I)

USDA Rural Development
U.S. Citizens and Permanent Residents
North Dakota
  • This program offers loan guarantees to rural businesses.
  • See eligibility inside.

Dakota Medical Foundation/Impact IRP

Dakota Business Lending
U.S. Citizens and Permanent Residents
North Dakota
  • This program provides health and safety-related financing in rural communities.
  • Up to $150,000 in loans (Minimum 10% down payment).
  • See elibility inside.

Rural Economic Development Loan and Grant (REDLG) Rural Energy for America Program

USDA Rural Development
U.S. Citizens and Permanent Residents
North Dakota
  • Up to $300,000 in grants may be requested to establish the Revolving Loan Funds.
  • Up to 10 percent of grant funds may be applied toward operating expenses over the life of the Revolving Loan Fund.
  • Up to $1 million in loans may be requested.

New Markets Tax Credit Program

Dakotas America
U.S. Citizens and Permanent Residents
North Dakota
  • Provides tax credits on projects that are $5M or more in project cost (generally focuses on new operating businesses, business expansions and new commercial real estate initiatives)
  • See criteria inside.

USDA Intermediary Relending Program

Lake Agassiz Development Association
U.S. Citizens and Permanent Residents
North Dakota
  • This program supports and encourages business development in rural North Dakota communities.
  • Eligible entrepreneurs can access as much as $150,000 for purchase of real estate, fixed assets, working capital and inventory.
  • See eligible counties inside.

Rural Business Development Grants (RBDG)

USDA Rural Development
U.S. Citizens and Permanent Residents
North Dakota
  • Grant money for small rural businesses (there is no maximum grant amount; however, smaller requests are given higher priority)

USDA Guaranteed Loan Purchase Program

Bank of North Dakota
U.S. Citizens and Permanent Residents
North Dakota
  • The USDA (United States Department of Agriculture) Guaranteed Loan Purchase Program provides low interest rate loans to North Dakota businesses with bank financing that includes a loan guarantee from a federal government program such as the USDA Rural Development Business & Industry Loan Programs.

Bottineau County Economic Development Revolving Loan

Bottineau County Economic Development Corporation
U.S. Citizens and Permanent Residents
  • The Bottineau Economic Development Corporation provides low-interest loan funds to businesses as a gap financing tool.
  • These loans have ranged in size from $3,000 to $250,000 and are flexible enough to respond to the needs of individual projects.
  • The primary purpose of the funds are to expand the financial base of the community by: creating new jobs; expanding the local tax base; increasing capital investment; improving the entrepreneurial climate and attracting people to the Bottineau area for recreational activities.

Store Front Improvement Grant

Bowman County Development Corporation
U.S. Citizens and Permanent Residents
  • The Store Front Improvement Grant was created to help enhance the appearance of commercial structures within Bowman County and its cities.
  • The Bowman County Development Corporation (BCDC) will match the other fifty percent up to a maximum of $1000.

Business Development Grant

Carrington Job Development Authority
U.S. Citizens and Permanent Residents
  • This grant is for new businesses and existing businesses planning to expand in Carrington.
  • See requirements inside.

Carrington Business Facade Grant Program

Carrington Job Development Authority
U.S. Citizens and Permanent Residents
  • The Facade Grant Program was created to support all businesses within the city limits of Carrington.
  • Facade grant funds can be used on renovations on the exterior of the building.

Carrington Job Credit Grant

Carrington Job Development Authority
U.S. Citizens and Permanent Residents
  • This provides fund to businesses when they create new positions.
  • $500 FULL TIME EMPLOYEE (36+ hours/week)
  • $250 PART TIME EMPLOYEE (less than 36 hours/week)

Cavalier County JDA Revolving Loan Fund

Cavalier County Job Development Authority
U.S. Citizens and Permanent Residents
  • This program offers loans at 3-5% interest.

Cavalier County Loan Pool

Cavalier County Job Development Authority
U.S. Citizens and Permanent Residents
  • The Cavalier County Loan Pool loans up to $400,000.

Langdon City Sales Tax Economic Development Fund

Cavalier County Job Development Authority
U.S. Citizens and Permanent Residents
  • This program offers 0% interest on loans, possible grants, or interest buy-downs for businesses in the city of Langdon.

Business Incentives for City of Forman

City of Forman
U.S. Citizens and Permanent Residents
  • The city of Forman offers incentives to assist new and existing businesses in town.
  • These incentives include city utility incentives and grants for startups, enhancements, and expansions.

Grafton Storefront Improvement Program

City of Grafton
U.S. Citizens and Permanent Residents
  • The intent of Grafton’s Storefront Improvement Program is to enhance, protect and promote Grafton’s historic character and unique identity.
  • Interested property owners may apply for a forgivable loan of up to 50% of their investment in rehabilitating a building façade, not to exceed $10,000.
  • The building must be located in the Renaissance Zone or compete directly with a business located in the Renaissance Zone.

Downtown Storefront Improvement Program

City of Mandan Business Development
U.S. Citizens and Permanent Residents
  • The City of Mandan launched the program, where interested property owners may apply for a forgivable loan to renovate a building exterior.
  • Storefront funds are provided in the form of a maximum $30,000 forgivable loan for up to 50 percent of the investment in rehabilitating a building façade.
  • Up to $60,000 may be considered for a corner building depending upon the extent of the project and the amount of surface wall to be renovated.

Community Enhancement Grant

Divide County Job Development Authority
U.S. Citizens and Permanent Residents
  • Program is intended to make Crosby a better place by helping existing businesses to succeed, make their properties more attractive to their customers, and to make the community more attractive to potential new businesses, employees, residents and visitors by assisting businesses to take major steps to build, remodel, or expand their facilities.

Funding Assistance for Commercial Enhancement

Ellendale Job Development Authority
U.S. Citizens and Permanent Residents
  • The purpose of this program is to encourage improvement, investment and expansion of the Ellendale Business Community and to make Ellendale a great place to live and work.
  • The program provides funding assistance for businesses and facility owners to make improvements to their facilities.
  • The program provides a maximum amount of $10,000.
  • The program will provide no more than 50% of the entire costof the project.

Ellendale Area Community Foundation

Ellendale Job Development Authority
U.S. Citizens and Permanent Residents
  • This Endowment Fund is a non-profit, tax-exempt fund which receives and distributes monies in support of a variety of worthwhile programs and projects in our area.
  • The fund was formed by local people who believe it provides the opportunity to give something back, which has served us well.
  • The mission is to provide a permanent and significant fund to enrich the quality of life in and around our community.
  • The earnings are used to support projects such as parks, schools and health facilities, along with recreational, educational and cultural activities.

The Facade Improvement Program

Forward Devils Lake Corp.
U.S. Citizens and Permanent Residents
  • Devils Lake has created a series of incentive programs for potential and existing businesses in the area.
  • $5,000, $7,500 or $10,000 interest free loan
  • Loan money received is put back into the fund to keep it revolving

GAIA Business Improvement Grant & Loan Buydown Program

Garrison Area Improvement Association
U.S. Citizens and Permanent Residents
  • The purpose of this program is to provide the businesses of the Garrison trade area an incentive to improve or expand their business.
  • The maximum amount of GRANT reimbursement per businessapplication is up to 50% of the improvement cost - not to exceed $5000.00.
  • See eligibility inside.

GAIA Local Community Development Project Incentive

Garrison Area Improvement Association
U.S. Citizens and Permanent Residents
  • The purpose of this program is to provide local community development groups with incentive and cost assistance with the construction or improvement to facilities that will improve the quality of services, recreation facilities, or other public use facilities in the Garrison area.
  • The maximum amount of reimbursement per business application is up to 50%of the improvement cost - not to exceed $20,000.00.
  • See eligibility inside.

Store-front Renovation Grant

Hettinger County Job Development Authority
U.S. Citizens and Permanent Residents
  • JDA is now offering a store-front improvement matching grant of up to $1000.00 for any existing Hettinger County business upgrading or remodeling.

Fund ITT Grant Program

Kenmare Community Development Corp.
U.S. Citizens and Permanent Residents
Ward County
  • This grant is for any Kenmare business that is planning to renovate and improve the appearance of their business.
  • Curb appeal is very important to the success of any business.
  • This grant includes anything that would give customers a better impression of the store and town.

Rural Microentrepreneur Assistance Program

Lake Agassiz Development Association
U.S. Citizens and Permanent Residents
North Dakota
  • This program provides funds to boost small business development, create new jobs, and strengthen economies in rural communities.
  • LADG also offers assistance to entrepreneurs who participate in the program and need access to additional tools to help their businesses succeed.

Minot Area Growth through Investment and Cooperation (MAGIC Fund)

Minot Area Development Corporation
U.S. Citizens and Permanent Residents
Ward County
  • This fund can be available to businesses in the form of a loan or grant.
  • See business qualification inside.

Community Development Loan Fund

Souris Basin Planning Council
U.S. Citizens and Permanent Residents
North Dakota
  • Provides "gap" financing to primary, retail, service sector, and new and expanding businesses by acting as a leverage tool for private, public, and local investment.
  • The goal of this fund is to help create and save jobs for people of low and moderate-income.
  • See eligible activities inside.

New Rockford Business Improvement Grant Guidelines

New Rockford Area Betterment Corporation
U.S. Citizens and Permanent Residents
  • This grant provides the businesses of New Rockford an incentive to improve and/or expand their business.
  • Applicant must provide supporting data to indicate that the improvement will be beneficial to that business and the community of New Rockford.

Business Upgrade & Maintenance Program (BUMP)

Oakes Chamber of Commerce
U.S. Citizens and Permanent Residents
  • The “BUMP” program provides funding assistance for businesses and business owners to make necessary improvements and upgrades making Oakes the best place to ‘live, work and be in business’.
  • See improvements that qualify inside.

Prairie West Development Foundation

Prairie West Development
U.S. Citizens and Permanent Residents
  • PWDF has $5,000 Business Micro Loans available.
  • These matching loans are for existing and start-up businesses in Golden Valley or Billings Counties.
  • Loan funds can only be committed to the extent available.

Renville County Job Development Authority Loan Fund

Renville County Job Development Authority
U.S. Citizens and Permanent Residents
  • The intent of this fund is to provide financing incentives to business start-ups and expansions within Renville County.
  • The primary purpose is to create new jobs, save existing jobs, expand the local tax base, increase capital investment, and expand the primary sector and financial base of the area.
  • There is some flexibility within this program, and funds are distributed at the discretion of the RCJDA board.
  • All loans are interest-free.

New Business Grant

Rolla Jobs Development Authority
U.S. Citizens and Permanent Residents
  • The purpose of the Rolla Job Development Authority’s (JDA) Grant Program is to recognize and appreciate new business development within the City of Rolla.
  • Grant amounts will vary according to the industry of the business, size of the business and implied potential impact to the community.

The Community Facade Improvement & Enhancement Development Program

Stark Development Corporation
U.S. Citizens and Permanent Residents
  • This program is geared towards improving and promoting the creation and expansion of our commercial and retail sectors throughout communities in Stark County, further emphasizing our mission of creating a better place to live, work and grow.
  • Suitable projects may be eligible for a matching forgivable loan of project funds up to a maximum of $25,000.
  • See requirements inside.

Wishek JDA Signage Grant

Wishek Job Development Authority
U.S. Citizens and Permanent Residents
  • The Wishek JDA programs include a variety of small grants and loans for both new and established businesses.
  • In addition the JDA works closely with local financial institutions to support larger business ventures.
  • Please contact JDA for any business development related assistance in the Wishek area.

Wishek JDA General Grant

Wishek Job Development Authority
U.S. Citizens and Permanent Residents
  • The Wishek JDA programs include a variety of small grants and loans for both new and established businesses. In addition the JDA works closely with local financial institutions to support larger business ventures. Please contact JDA for any business development related assistance in the Wishek area.

Store Front Improvement Grant Washburn

Washburn Area Economic Development Association
U.S. Citizens and Permanent Residents
  • The Store Front Improvement Grant was created to improve the image and appearance of shopping districts along Main Street and Highway 83 and to encourage the occupancy and renovation of vacant and dilapidated buildings within the Washburn community.
  • The grant must have a fifty percent private match up to $5000.
  • Eligible projects must be within the Washburn community and be directly related to a business or future business.
  • See inside for other requirements.

Special resources